NEWS, SPORTS, COMMENTARY, POLITICS for Gloucester City and the Surrounding Areas of South Jersey and Philadelphia

Posts categorized "YOUR MONEY" Feed

How Trump’s Election Could Shape Cryptocurrency Regulations in the US

Link to image: https://unsplash.com/photos/a-newspaper-sitting-on-top-of-a-metal-dishwasher-KXUKLB-_Sb0 With the recent election results confirming that former US President Donald Trump will once again lead the country in 2025, many experts anticipate a major transformation in the cryptocurrency industry. Due to their lack of a clear public stance on cryptocurrencies, the Democrats gave the impression that regulations were imminent for digital currencies and the companies promoting their use, such as Bet777 and others. Will the arrival of Donald Trump have a positive impact on the crypto industry, or will it bring it to a standstill? Find the answer to this question and many more in this article. The United States Remains a Powerhouse for Crypto-focused Businesses In the United States, there have been many legislations that aimed to regulate digital currencies and crypto-focused businesses. Despite the recent laws, the cryptocurrency industry is on the rise, with leading players like BlackRock and Fidelity creating tokenized funds... Read more →


E-Commerce and Digital Wallets: Shaping the Shopping Experience

Source The rise of e-commerce has significantly transformed the way consumers shop, bringing the convenience of purchasing goods and services from anywhere at any time. As online shopping continues to dominate the retail landscape, digital wallets have emerged as essential tools that shape the shopping experience. These virtual wallets not only simplify the payment process but also enhance security and provide personalized financial management. This article explores how digital wallets are revolutionizing e-commerce, making shopping faster, more secure, and more convenient, while also benefiting industries like a crypto prop firm that engage with digital transactions on a larger scale. The Growth of E-Commerce and the Role of Digital Wallets E-commerce has evolved rapidly over the past decade, with global online sales expected to surpass $6 trillion by 2024. This shift has led to a growing demand for seamless and efficient payment solutions, as consumers increasingly seek convenient ways to complete... Read more →


Bill to Pay SS to Teachers, Firefighters, Police and Other Public Servants Headed To Biden

"These policies still result in overly generous benefits for some while unfairly penalizing others” ~ Missouri Republican Rep. Jason Smith by Jennifer Shutt, New Jersey Monitor December 21, 2024 WASHINGTON — The U.S. Senate approved a broadly bipartisan bill early Saturday that would increase Social Security benefits for millions of Americans with pensions by ending two of the program’s policies in place for decades — the windfall elimination provision and government pension offset. The legislation, which would cost more than $195 billion over 10 years, now goes to President Joe Biden for his signature. While he hasn’t released a public endorsement of the bill, extensive support in the House and Senate could signal he’s likely to support the measure becoming law. The Senate vote was 76-20 and the House vote in November was 327-75. Maine Republican Sen. Susan Collins said during floor debate Wednesday that a fix for the two... Read more →


Please Support GCHS Christmas Appeal

  Gloucester Catholic's Annual Christmas Appeal is currently in progress. Make an online donation to support Ram students and their families who need financial assistance for tuition. Merry Christmas from Gloucester Catholic! Three Ways To Give! VENMO -- @gcramsgiving ONLINE -- CLICK HERE OR ON GRAPHIC TO MAKE ONLINE DONATION! TRADITIONAL MAIL Kindly make check payable to: Gloucester Catholic High School 333 Ridgeway Street Gloucester City, NJ 08030 Merry Christmas from Gloucester Catholic! Once a Ram... Always a Ram Read more →


CNBNews EDITORIAL:

Needed Changes Coming To Washington

President-elect Donald J. Trump will officially take the oath of office on January 20, 2025. Between now and then, he and members of his administration are doing what they can to Make Our Country Great Again. One department we are anxiously awaiting to see in action is the newly formed Department of Government Efficiency (DOGE) headed by Elon Musk and Vivek Ramaswamy. Musk, the CEO of Tesla and SpaceX, and Ramaswamy, a former presidential candidate and biotech entrepreneur, are the co-heads of the new agency created by Trump to root out government waste and find ways to save taxpayers money. This comes as the U.S. national debt rises to shocking new heights, largely due to spending that has gone out of control over the last few decades. In the meantime, incumbent President Joseph Biden continues to stir up his detractors by pardoning his son, Hunter Biden. Hunter's pardon goes back... Read more →


NJ Communities Ranked by Per Capita Income; Where is Your Town Listed?

This is a list of all municipalities in New Jersey ranked by per capita income based on data from the 2020 United States Census and 2018-2022 American Community Survey. Rank Municipality County Per capita income Median household income Population 1 Mantoloking Borough Ocean $159,649 $240,417 417 2 Sea Girt Borough Monmouth $140,648 $218,438 2,031 3 Rumson Borough Monmouth $136,277 $250,000+ 7,285 4 Millburn Township Essex $132,666 $250,000+ 21,699 5 Ho-Ho-Kus Borough Bergen $127,820 $250,000+ 4,234 6 Mendham Township Morris $126,866 $240,962 6,005 7 Alpine Borough Bergen $124,312 $228,194 1,449 8 Stone Harbor Borough Cape May $123,693 $130,000 887 9 Saddle River Borough Bergen $120,964 $228,750 3,363 10 Chatham Township Morris $118,896 $208,910 10,930 11 Harding Township Morris $117,090 $147,344 3,868 12 Monmouth Beach Borough Monmouth $116,528 $144,792 3,199 13 Avalon Borough Cape May $115,095 $153,295 1,459 14 Harvey Cedars Borough Ocean $114,070 $125,313 479 15 Essex Fells Borough Essex $113,678... Read more →


Gloucester City Planning/Zoning Board Meeting

GLOUCESTER CITY, NJ (December 9, 2024)(CNBNews)--The Gloucester City Planning/Zoning Board will meet on Wednesday, December 18, at the Police Administration Building in Council Chambers, 313 Monmouth Street, at 7 PM. The agenda includes: Resolutions – a. Sullivan’s Towing LLC – 425 Jersey Ave. & Fifth Street Lots – Block 85, 85.01 Lots 20, 33, & 24 – Minor Site Plan Review b. Dalton Dunn – 301 Nicholson Road – Block 232 Lot 1 – D Variance – Use Variance – Convert a Church to Residential home Approval of minutes – October 16, 2024 7. Hearings on Applications for Development – a. BMF Group LLC – 301 Nicholson Road – Minor Subdivision – Block 232 Lot 1 (proposed lot 1.01) – subdivision to build a residential home next to former church property b. Fort Nassau Kitchen – 155 S Burlington St. – Block 59.01 Lot 4 – D Variance – Use... Read more →


Prison Correctional Officer Pleads Guilty to Beating Woodbridge Inmate

Corrections officer pleads guilty to prison beating over breakfast leftovers by Dana DiFilippo, New Jersey Monitor December 4, 2024 A state corrections officer has pleaded guilty to beating a man at a Woodbridge sex offender treatment facility — an attack his family described as “a gang-style assault” in a wrongful death lawsuit they later filed against the state. Giuseppe Mandara, 55, of Brick, pleaded guilty Tuesday to aggravated assault for attacking Darrell Smith, 50, who died of a stroke five days after the Aug. 23, 2019, incident in a housing unit at the Adult Diagnostic and Treatment Center. The beating occurred after Smith took peanut butter, bananas, and sugar leftover from breakfast out of the kitchen where he worked, according to the family’s lawsuit and Mandara’s attorney, Stuart Alterman. CNBNews graphic file Mandara agreed to give up his job under a plea agreement, according to the state Attorney General’s Office.... Read more →


CNB CONSUMER NEWS: Tips to Protect Pipes and Save Water this Winter

CAMDEN, N.J. – DEC. 4, 2024 – Temperatures are steadily dropping in New Jersey, and New Jersey American Water is urging homeowners to prepare their plumbing and continue conserving water this season, especially during the ongoing drought conditions. Small adjustments around the home can help customers save money by saving water and avoiding the cost of broken pipe repairs when freezing temperatures persist. “Nobody wants extra expenses or repair bills, especially this time of year,” said Ben Morris, Vice President of Operations for New Jersey American Water. “Preparing your home’s plumbing now can help to avoid costly frozen pipe repairs, and continuing to save water indoors will also help lower your water bill,” said Morris. Property owners are responsible for maintenance of the water service line from the curb to the house, as well as any in-home piping. New Jersey American Water encourages customers to be mindful of the following... Read more →


New Jersey Property Tax Deductions

Division of Taxation Deductions, Exemptions, and Abatements New Jersey offers several property tax deductions, exemptions and abatements. These programs are managed by your local municipality. Tax deductions, exemption, and deferment programs include: $250 Property Tax Deduction for Senior Citizens and Disabled Persons; $250 Veteran Property Tax Deduction; 100% Disabled Veteran Property Tax Exemption; and Active Military Service Property Tax Deferment. Property assessment, exemption, and abatement programs include: Automatic Fire Suppression System Property Tax Exemption; Environmental Opportunity Zone Property Tax Exemption; Five Year Exemption and Abatement; Historic Site Property Tax Exemption; Non-Profit Organization’s Property Tax Exemption; Non-Residential Development Fee Certification/Exemption; Renewable Energy System Property Tax Exemption; and Urban Enterprise Zone Property Tax Abatement. Read more →


Office chairs with locking wheels improve mobility and safety

Office chairs with locking wheels are transforming the way people work by offering a unique combination of mobility and stability. Designed for individuals with mobility challenges, seniors, or anyone who values safety and comfort, these chairs provide a practical solution for various environments, from home offices to shared workspaces. Their ability to lock securely in place ensures users can focus on tasks without worrying about unintended movement, while their ergonomic designs promote long-term comfort and health. Here’s a closer look at why these brand new chairs are gaining attention in the workplace and all over the country, Key Features That Make a Difference A Locking Mechanism That Offers Control and Safety The standout feature of these chairs is their locking wheels, which allow users to secure the chair in place with ease. This is achieved through intuitive mechanisms like handbrakes or foot pedals, designed to accommodate users of all abilities.... Read more →


Gloucester City School District Requires Parents to Update Proof of Residency

Residency Status Updates GLOUCESTER CITY, NJ (December 1, 2024)(CNBNews)--Gloucester City School District is requiring parents to submit updated proofs of residency when a student transitions between the district’s schools (from 3rd to 4th grade and from 8th to 9th grade). Current proofs of residency can be submitted through email (send to [email protected]) or in-person at any district school Monday through Thursday throughout the summer between the hours of 7:30 a.m. and 4:30 p.m. The school district may require a parent(s)/guardian(s) to meet in person with our registration and residency staff to review any questions related to submitted proofs of residency. The following documents must be current: MUST PROVIDE ALL APPLICABLE Homeowners: Mortgage statement OR Property Tax Bill OR Full, Signed Settlement Paperwork (only permitted up to 40 days after settlement) OR Deed Renters: Full, Signed, Current Lease agreement with landlord’s contact information All Residents: Driver’s License with Gloucester City address... Read more →


NJ Partners with USDA to Buy Out Flood Prone Properties in Cranford Twp.

TRENTON–The New Jersey Department of Environmental Protection’s Blue Acres program, in partnership with the U.S. Department of Agriculture (USDA), has launched a $3.5 million project to buy out flood-prone residential properties in Cranford Township, Union County, marking the beginning of a partnership that is expected to expand the availability of additional USDA buyout funds in flood-prone communities across the state. The Cranford project specifically targets homes that were flooded along Orchard Brook. The buyouts are funded entirely by the USDA Natural Resources Conservation Service’s (NRCS) Emergency Watershed Protection program, established for emergency recovery work including the purchase of floodplain property buyouts. This project, and similar DEP-USDA partnership projects expected to be launched in other communities, expands the reach of the state’s post-Ida disaster recovery projects, which to date have been primarily funded by the Federal Emergency Management Agency (FEMA)’s Hazard Mitigation Assistance programs and the U.S. Department of Housing and... Read more →


New Solar Market Report Projects Record Year for 2024 

•Record year projected for U.S. solar in 2024 •New biannual report, produced exclusively for ACP by S&P Global Commodity Insights, tracks key factors shaping U.S. solar sector’s progress •ACP expands portfolio of market report offerings to solar sector WASHINGTON, D.C., November 25, 2024 –The American Clean Power Association (ACP) today announced the release of the inaugural Solar Market Monitor, a market analysis of the domestic utility-scale solar industry produced by S&P Global Commodity Insights. The new report includes projections of a record-breaking year for solar, with over 32 GW of installations for 2024. The new report marks a significant milestone for ACP, expanding its portfolio of industry-specific analyses to include the rapidly growing solar sector. The biannual Solar Market Monitor delivers insights into current and future solar market trends, covering capacity, project economics, technological developments, policy developments, and power market outlooks. It offers an informed view of the industry’s trajectory... Read more →


Gloucester City Council Approves 33 Resolutions and Redevelopment Ordinance

GLOUCESTER CITY, NJ (CNBNews)—The Gloucester City mayor and council approved 33 resolutions at a meeting held on Monday, November 25, 2024, in council chambers at the Police Administration building, 313 Monmouth Street. Two redevelopment resolutions and one ordinance about a redevelopment plan for Block 61 on the tax map were also approved. ================================================ Read more →


Investment Strategies: When to Consult a Financial Advisor

Making investment decisions can be complex and overwhelming. While some investors successfully manage their own portfolios, there are specific situations when professional guidance becomes invaluable. Understanding when to seek a financial advisor's expertise can be crucial for your financial well-being. Retirement Planning Approaching retirement requires careful planning and potentially significant strategy adjustments. Financial advisors such as 25 Financial can help determine if you're on track to meet your retirement goals, recommend appropriate withdrawal rates, and optimize Social Security claiming strategies. They can also assist with required minimum distributions (RMDs) and converting traditional IRAs to Roth IRAs when beneficial. Tax Optimization Investment decisions have tax implications that can significantly impact your returns. Financial advisors, particularly those with tax expertise, can help implement tax-efficient investment strategies. This includes tax-loss harvesting, managing capital gains, and strategically placing investments in tax-advantaged accounts. They can also coordinate with your tax professional to ensure your investment... Read more →


Another toll hike is approved for the NJ Turnpike and Parkway. See how much tolls are going up.

By Larry Higgs | NJ Advance Media for NJ.com NJ Turnpike Authority officials approved a $2.7 billion 2025 budget Tuesday that includes the fourth 3% toll increase since 2020 on both the Turnpike and Garden State Parkway. The vote to approve the budget came after a drivers group called on Gov. Phil Murphy to veto it. “Last year the governor temporarily vetoed your 3 percent toll hike and this year he will be under even more pressure to do so in response to the findings from this election (and) the importance of not being tone deaf to the economic concerns of the middle class,“ Steve Carrellas of the National Motorists Association said. ”Don’t be surprised if gubernatorial candidates of both parties make this a campaign issue next year.” Read more →


How to Improve Your Experience Playing Slot Gacor Hari ini Machines Online? 

How to Improve Your Experience Playing Slot Gacor Hari ini Machines Online? Slot machines have long been a well-liked kind of entertainment since they provide players the opportunity to have fun and win money. Our perception of slot gacor has changed as a result of gamification, which introduces aspects of game design into non-gaming environments. Gamification improves user engagement, creates a feeling of community, and gives players a more engaging game experience by adding features like points, prizes, and progress monitoring. The idea of gamification, its function in the casino sector, its development throughout time, and how it might improve your pleasure of slot games will all be covered in this blog. Select games based on your personality and goals There are a wide variety of slot games available online, as we previously discussed. Classic slot machines, animated slots, games with in-game bonuses and a host of other features, high-stakes... Read more →


From Scandal to Opportunity: Unpacking the Complexities of Cryptocurrency

Recently, a Cherry Hill graduate became involved in the contentious story of Sam Bankman-Fried and the demise of FTX, one of the largest scandals in the cryptocurrency industry. But in light of this turbulent environment, it's necessary to talk about both the case's implications and the potential for community improvement that the digital currency offers. Because he cooperated with law enforcement and his degree of involvement in the alleged activities, this Cherry Hill graduate, whose involvement raises questions about accountability and ethics in the rapidly evolving crypto scene, may be able to avoid jail time. As the judicial process progresses, this incident serves as a humbling example of how important it is to use bitcoins responsibly. The cryptocurrency space, especially initiatives like Solana Meme Coins, continues to show an intriguing potential for innovation despite the turmoil surrounding such incidents. Among the innovative ideas to have made Solana their home are... Read more →


Payday Loans in 2025

Payday loans remain a controversial yet prominent financial solution in the UK, offering quick access to funds for individuals facing urgent monetary needs. By 2025, the industry continues to evolve under stringent regulatory oversight, ensuring consumer protection while meeting demand for short-term credit. However, borrowers are encouraged to make informed choices and understand their rights when using such services. What Are Payday Loans? Payday loans are short-term, high-cost credit products designed to cover unexpected expenses, such as car repairs or medical bills. Typically, they allow borrowers to access amounts ranging from £100 to £1,000, repayable within 30 days or on the next payday. Modern payday loans often provide more flexible repayment terms, allowing instalments over three to twelve months. In recent years, the UK payday loan market has faced challenges and restructuring. Regulatory interventions by the Financial Conduct Authority (FCA) have imposed caps on daily interest rates and default charges,... Read more →


Gov. Phil Murphy’s Tax Return Publicly Released

Gov. Phil Murphy’s tax return filed jointly with First Lady Tammy Murphy, has been publicly released and shows the wealthy couple more than doubled their income last year over 2022. Read More: Governor Murphy's joint tax return: $1.4M income last year. The Murphys’ adjusted gross income was $1.4 million in 2023, compared with $684,000 the year before and $5.2 million in 2021. Their 2023 income was broken down as $885,920 in capital gains, $486,844 in dividends and $113,364 in taxable interest in 2023, as seen on the tax return and first reported by NJ.com. The wealthy couple was at a 42% tax rate for last year, compared with a nearly 50% rate in 2022 and a 36% rate in 2021. Their occupations were listed as governor and homemaker, respectively. Two of the Murphy's four children — Charles and Sam — were still listed as dependents. Under IRS guidelines, to be... Read more →


Congressman Van Drew Condemns Proposed Tax Hikes by New Jersey Think Tank

Washington, DC -Today, Congressman Van Drew voiced strong opposition to tax hikes proposed by the New Jersey Policy Perspective, warning that the suggested measures would make the state less affordable and drive more residents to leave the state. The think tank's report calls for reversing a prior tax cut, which brought New Jersey's sales tax rate down from 7% to 6.625% and would expand the scope of sales tax to include professional services such as attorneys and accountants. "New Jersey is already draining its residents with some of the highest taxes in the nation," said Congressman Van Drew. "Now they want to worsen the situation by raising our sales tax and imposing a new tax on basic professional services. The idea of taxing people for services like consulting a lawyer or accountant—simply to navigate the state's already burdensome tax code—is absolutely outrageous. These proposals ignore the real impact they will... Read more →


How Decentralized Currency is Leading the Future of International Trade

International trade has seen groundbreaking changes over the past few decades, largely due to rapid advancements in technology and communication. Among these changes, decentralized currency has emerged as a powerful tool for reshaping global trade. This innovative form of digital currency, built on secure and transparent blockchain networks, offers new possibilities for cross-border transactions. By eliminating the need for intermediaries and reducing currency exchange complexities, decentralized currency is poised to revolutionize how international trade is conducted. Benefits of Decentralized Currency in Global Trade Decentralized currency operates on a peer-to-peer network that enables direct transactions between parties, bypassing traditional financial institutions. This fundamental shift holds enormous advantages for international trade, particularly in terms of cost, speed, transparency, and security. Cost Efficiency and Reduction of Transaction Fees One of the most significant benefits of decentralized currency in global trade is its potential to reduce transaction fees. Traditional cross-border payments often incur high... Read more →


How to Trade Digital Assets: A Beginner's Guide

Trading digital assets has become one of the most popular ways to invest and generate income. With the growing interest in decentralized technologies, many people are eager to understand how to enter the market and make successful trades. This guide will walk you through everything you need to know about getting started with digital asset trading. Understanding the Basics of Digital Asset Trading Before diving into the world of trading, it's crucial to understand what you're getting into. Digital assets, often referred to as virtual currencies, have no physical form but are stored and transferred online using blockchain technology. These assets are traded on various platforms, where participants buy and sell them for profit, much like traditional stocks or commodities. What Makes Digital Asset Trading Unique? The key factor that sets digital asset trading apart from other financial markets is the decentralized nature of the assets. Unlike traditional currencies or... Read more →


How to Mine Digital Currency

Mining digital currency is a process that has gained popularity among individuals looking to profit from the ever-growing digital economy. The process involves using computational power to solve complex mathematical puzzles, which in return, secures transactions on the network and generates rewards in the form of new units of digital money. If you're interested in how this process works, this guide will provide you with all the essential steps to start mining. Understanding the Basics of Mining Before diving into the technical aspects of mining, it's important to understand the fundamental concept behind it. When digital money is mined, miners use high-powered computers to solve cryptographic algorithms. These algorithms are part of the network's protocol, and solving them ensures that all transactions made within the system are legitimate and irreversible. What is Mining? Mining is essentially the backbone of any decentralized financial system. Unlike traditional financial systems, where intermediaries such... Read more →


SURVEY SAYS...IT WAS NJ's ECONOMY

by Dana DiFilippo, Nikita Biryukov and Sophie Nieto-Munoz, New Jersey Monitor November 7, 2024 The economy drove New Jersey voters’ shift to the right, experts say It’s a favorite phrase first coined by Bill Clinton’s political adviser, James Carville, more than three decades ago: “It’s the economy, stupid.” And after former President Donald Trump trounced Vice President Kamala Harris in Tuesday’s presidential election, local party leaders and pundits alike agreed that the economy largely drove GOP gains and cost Democratic votes both in New Jersey and nationally. “The Democrats have completely forgotten about the economy and how much it means to people and how much people are hurt by inflation right now,” said Jeanette Hoffman, a Republican political strategist. “Yes, abortion is important, but to solely focus their entire campaigns on a woman’s right to choose, at the exclusion of every other major issue, is just a losing formula.” Dan... Read more →


CNBNews Oct. and Nov. 2024 Cheers and Jeers

William E. Cleary Sr. | CNBNews DONALD J. TRUMP THE 47TH PRESIDENT OF THE UNITED STATES CHEER--Trump's supporters breathed a sigh of relief at 3 AM on Wednesday when Donald J. Trump was declared the winner of the November 5 election by an overwhelming margin. According to USA Today, he received 292 electoral votes, while Harris garnered 224 votes. The number of electoral votes needed to win is 270. In terms of the popular vote, Trump received 71,984,013 votes, compared to Harris, who received 67,162 votes. A chart from NJ1015.com showed that Trump performed better than Harris in several counties. Perhaps soon, the majority of New Jersey residents will choose to vote Republican. Okay, the chance of that happening is nill to none. But we can dream, can't we? Chart courtesy https://nj1015.com/ CHEER—The Presidential election has finally concluded. Hopefully, the incessant commercials promoting or criticizing candidates on TV, radio, and... Read more →


DEMOCRATS SPEND AND TAX!

Inflation is Dragging You Under, Does Your Gloucester City Mayor and Council Care?

UPDATED WITH NEW INFORMATION/CORRECTIONS MADE William E. Cleary Sr. | CNBNews GLOUCESTER CITY, NJ (November 2, 2024)(CNBNews)--Why is it taking an astonishing five weeks to release the minutes from the Gloucester City Council meeting held on September 23? We believe there is no reasonable explanation for such a prolonged delay. A tape recording is made of the meeting; afterward, a clerk transcribes what was said. This situation raises concerns about the local government's transparency and hints at an attempt to conceal their activities from the public. During this meeting, the council passed 14 resolutions yet provided little to no explanation for these decisions, leaving taxpayers in the dark about how their money is being spent. One significant resolution on the table involves approving a contract with a drone company. While the language suggests that these drones will serve as essential equipment for the fire department, the details surrounding their specific... Read more →


Gloucester City Mayor and Council Expected to Approve Additional Positions for Police

GLOUCESTER CITY, NJ (October 27, 2024)—At their upcoming meeting on Monday night, the Gloucester City mayor and council are poised to take a significant step by approving an ordinance during its second reading. This ordinance aims to establish new roles within the police department, specifically the positions of civilian police aides and non-sworn agents. Newly hired full-time police officer Derron Cooney will be administered the oath of office. The Mayor and council are expected to approve an ordinance on second reading that will add nine new stop signs in the City. With the addition of the nine signs, the City, which is approximately three square miles, will have 62 stop signs. Resolutions expected to be approved include: Awarding the contract for the resurfacing of Kathryn Street and 8th Street to Think Pavers, who submitted the low bid of $216,506. The other bidders were Earle Construction, $241,513, and Landberu Construction, $238,295... Read more →


Understanding Your Healthcare Options as You Get Older

As we get older, healthcare becomes more of a priority. Daily tasks can become more difficult, and some of us need frequent medical assistance. Whether you’re a senior or someone you love has reached that age, it’s important to understand more about the healthcare options available, both in terms of the medical services you’ll need and how you’ll pay for them. Below, we’ll highlight some of the key programs you should explore to help you pay for senior medical costs, along with the living situations that might be most suitable for your situation. Medicare One of the most popular healthcare choices for seniors is Medicare. Medicare is a federal health insurance program that’s primarily for adults over the age of 65. There are four parts to Medicare. The first part, Medicare Part A, covers hospital stays, nursing facility care, and some home health services. Part B covers outpatient care, doctor... Read more →


TIPS AND SNIPPETS: More Apartments for Gloucester City; Gcity HEAVY IN DEBT; MICKY DEES coming too...

William E. Cleary Sr. | CNBNews GLOUCESTER CITY, NJ-As of October 13, 2024, the City of Gloucester City, is planning to transform the former Gloucester Catholic High School Boys Building into 15 modern apartments. On April 22, 2024, the city entered into a long-term tax exemption agreement with the developer, VP Burlington Urban Renewal LLC, marking a significant step towards realizing this redevelopment project. The historic building also housed Saint Mary's High School in the 1920s and 1930s. In 2017, the former property owner, St. Mary Parish, sold it to WEBO, LLC, of Philadelphia, for $450,000. The principals of that business were Rich Lauletta and Paul Margaritis. In an interview with CNBNews, Lauletta said he and his partner were hoping to renovate the property into a medical facility. When asked about those plans years later, Lauletta said that commercial properties in Gloucester City were not selling. CNBNews reported in August... Read more →


Everything You Should Know About Betting and Taxes in 2024

Betting in the United States has evolved from what was once the domain of underground books and highly regulated casinos to front and center, live after the Supreme Court overturned a federal ban on sports wagering in 2018. Currently, in 2024, more than 30 states have legalized sports betting and an uptick in online platforms has made gambling easier than it's ever been. Unfortunately, there is one very important component accompanying this uptick in betting activity that most bettors probably aren't giving much afterthought: taxes. With continued changes putting a new face on the tax landscape in 2024, what follows is a more detailed guide regarding what one should know about betting and taxes if they are a United States taxpayer. Reporting Your Winnings The Internal Revenue Service regards gambling winnings as fully taxable and needs to be reported in your federal income tax return. Examples of such are lotteries,... Read more →


Unknown Black Males Walking on North Stinson Avenue in the Early Morning Hours with Flashlights

CARS DRIVING IN THE AREA DURING EARLY MORNING WITHOUT HEADLIGHTS ON...STAY ALERT! Graphic image courtesy of unsplash.com GLOUCESTER CITY, NJ (October 5, 2024)(CNBNews)--Since Tuesday night, October 1, 2024, residents in the Riverview Heights section of Gloucester City have noticed two black men with flashlights walking on North Stinson Avenue properties in the early morning hours. Additionally, the same residents have seen cars driving on that street with their headlights turned off. When approached by concerned neighbors, the individuals explained that they were looking for their cat when questioned about their presence on the street. At approximately 4 AM on Saturday, an individual residing on North Stinson Avenue observed a motor vehicle operating without its headlights illuminated. The driver came to a stop, disembarked two individuals, and then departed. Upon activating the car's internal light, the observer noticed the presence of additional male occupants within the vehicle. The driver continued up... Read more →


EPA Finalized Plans for Cleanup of Quanta Resources Superfund site in Edgewater

Edgewater, N.J. (Sept. 27, 2024) – The U.S. Environmental Protection Agency has finalized its cleanup plan to address contaminated sediment and surface water at the The release of the final cleanup plan follows an extensive public comment period and aims to clean up the Hudson River area impacted by historical industrial activities. “Finalizing this cleanup plan is a significant step towards restoring the Hudson River area affected by the Quanta Resources site,” said Regional Administrator Lisa F. Garcia. “We appreciate the community’s input and look forward to continuing our work at this site to improve the health of the Hudson River and this riverside community.” The finalized cleanup plan will address the sediment and surface water contamination in an area of the site called Operable Unit 2 (OU2). Sediment in OU2 is contaminated with polycyclic aromatic hydrocarbons, highly concentrated tar-like material referred to as non-aqueous phase liquid and arsenic. Under... Read more →


What Are the Common Causes of 18-Wheeler Accidents in Indiana?

18-wheeler accidents, which usually cause fatalities, severe injuries, and major property damage, can greatly affect Indiana's roadways' safety. Based on a recent poll, Simplex, a well-known transportation company, found Indiana ranked ninth among all the states regarding danger for truck drivers. If you're a truck driver, you need thorough knowledge of the regular causes of these 18-wheeler accidents to guarantee your safety and create successful preventative measures. Failure to Abide by Indiana Regulations One of the biggest causes of 18-wheeler accidents in Indiana is the disrespect of drivers and trucking companies toward state rules. Many times working long, hard hours, truck drivers might become exhausted, which is a key contributing cause of many accidents. Unlike other professions, 18-wheeler driving does not have a regular schedule;hence, it is the responsibility of trucking companies to ensure that their drivers receive adequate sleep. Indiana has rules in place to lower this risk, including... Read more →


How Can Digital Marketing Transform Your Dental Practice's Online Presence?

Many people looking for dental treatment nowadays start their search on the internet. This is an ideal setting for presenting your dentistry office to potential clients. Digital marketing can help you transform your dental practice's online presence by enabling your business to become visible to clients who need your service. When you have an understanding of how digital marketing can help your service online, you will be passionate about trying it. Luckily, this article will walk you through the benefits of digital marketing to your dental practice's online presence. Improve Online Visibility Businesses have to increase their online presence if they are to survive in the very competitive modern environment. Search engine optimization is one of the several ways you may improve the internet presence of your practice and hence increase its ranking on search engine results pages. This will boost your global as well as local market presence. Working... Read more →


County/State Democrats Have Forgotten Promises Made to Gloucester City/Brooklawn

William E. Cleary Sr. | CNBNews In a 2023 CNBNews photo, South Broadway approaching Brooklawn from Gloucester City is shown flooded recently due to a heavy rain storm. Are we asking the County Commissioners for too much by requesting a few more million to repave South Broadway in Gloucester City and New Broadway in Brooklawn? In 2012, the Freeholder Board (now known as Commissioners) promised to fix that road, also known as Camden County Route 551. Twelve years later, the public is still dealing with potholes and an impassable road that floods whenever there is a high tide or heavy rainfall. The five million dollars used to fix the bridge that connects those two communities in 2012 had no effect on the flooding of that stretch of highway. Recently, those commissioners announced that $11 million would be spent to fix Kings Highway, which is currently referred to by some as... Read more →


George Norcross Alleged Scheme to Steal Camden City Waterfront Outline in Graphic Chart

William E. Cleary Sr. | CNBNews CAMDEN CITY, NJ (September 22, 2024)--On September 22, 2024, The Gothamist published a graphic illustrating how George Norcross, his brother Philip, former Camden City Mayor Dana Redd, and three others allegedly used their political influence to unlawfully acquire property and development rights along the Camden City waterfront. New Jersey State Prosecutors claim that George Norcross initiated the scheme in 2012, allegedly orchestrating it by strategically placing his allies in leadership positions in various organizations to benefit himself. The indictment alleges that Norcross rewarded his closest associates with lucrative positions as he expanded his control over Camden's development. This resulted in Norcross reportedly earning tens of millions of dollars through these actions. Editor's Note: The Gothamist is a non-profit newsroom powered by WNYC. To enlarge the graphic, click on it. The indictment of South Jersey political boss George Norcross provides new evidence of how he... Read more →


Shoutout to CC Commissioners! Cow Path Known as Kings Highway to be Repaved

+++++ CAMDEN COUNTY, NJ (SEPTEMBER 22, 2024)--On Monday, the Board of Commissioners will break ground on a $10.7 million improvement project on Kings Highway in Mount Ephraim, Audubon and Haddon Heights. The highly anticipated project will completely transform Kings Highway from Market Street to Hopkins Road, making it safer and more easily travelable for motorists, bicyclists, and pedestrians. “This project is a huge undertaking, but it is completely necessary as this has been an area of concern for some time,” said Commissioner Al Dyer, liaison to the Department of Public Works. “This $10.7 million investment into our county’s infrastructure will benefit us for years to come. And although there will be disruptions to the flow of traffic throughout the duration of the work, it will be well worth it in the end.” Project highlights include: Milling and/or removal of existing concrete pavement and installation of hot-mix asphalt pavement Resurfacing from... Read more →


YOUR MONEY: New Jersey towns sue over affordable housing mandates

By Christian Wade | The Center Square contributor Sep 10, 2024 (The Center Square) — A group of New Jersey towns are suing the state over a recently approved affordable housing plan, arguing that the new law's mandates are unconstitutional. CNBNews graphics The lawsuit, filed in state Superior Court, alleges that the law's requirements set mandates on cities and towns that were never envisioned by the decades-old doctrine that gave rise to the state's affordable housing laws. The nine towns that signed onto the lawsuit, which have organized under the group, Local Leaders for Responsible Planning, are seeking to invalidate the law. The effort is being led by Montvale Mayor Mike Ghassali, who said cities and towns are "fighting back" against an unfunded state mandate that goes beyond its constitutional limits. “We all want safe, welcoming, and vibrant neighborhoods, but the new Fourth Round mandates from Trenton go too far... Read more →


When Should You Get A Personal Loan

Getting a personal loan isn’t an option for many people because of the extra expense it includes. However, it is a last resort for those who have low credit card limits or zero collateral for a loan. It gets even worse if your credit scores are not exactly stellar. However, there may be some circumstances in which getting a personal loan is advisable. A financial advisor would recommend taking a personal loan only if it meets these requirements. Life events Huge life events such as a wedding can be costly. It is understandable that people take loans to cover the costs. While this isn’t entirely a bad idea, it is better to consider cutting costs so you won’t be tied down with debts year after year. There’s always a cheaper option. A financial advisor in NYC would rarely encourage loans for these events since it is not an investment and... Read more →


Samaritan Offers Free Will, Tax & Estate Planning Workshop

Two workshops being offered – in-person on Wednesday, September 25, and virtual on Thursday, September 26 Mount Laurel, NJ – Your last will and testament is the cornerstone of your estate plan. Without it, important decisions – including gifting of assets and heirlooms, guardianship, and your executor – will be out of your hands and decided by existing laws, or in court. If you already have a will, remember that certain life events – including the birth of a child or grandchild, your or your child’s marriage or divorce, the passing of a spouse or heir, the purchase or sale of a home or business, or an inheritance – are all reasons to revisit and update your will and estate plan. To learn more about the importance of your will, explore other tax saving and estate planning options or get your questions answered by professionals, Samaritan is offering two FREE... Read more →


The Benefits of Decentralized Digital Currency for Independent Scientists

In the ever-evolving landscape of scientific research, independent scientists often face unique challenges that can hinder their progress and innovation. These challenges range from securing funding to collaborating with peers CNBNews graphic files and ensuring the integrity of their work. In recent years, the rise of decentralized digital currency has provided a new tool that independent researchers can leverage to overcome some of these obstacles. This article explores the numerous benefits that decentralized digital currency offers to independent scientists, empowering them to pursue groundbreaking research with greater freedom and security. Financial Independence and Access to Funding Direct Access to Global Funding Sources One of the most significant hurdles for independent scientists is securing funding. Traditional research grants are often tied to institutions, governments, or large corporations, which can impose restrictive conditions or require alignment with specific agendas. Decentralized digital currency offers a way for scientists to bypass these gatekeepers and... Read more →


The Role of Digital Currency in the Evolution of Decentralized Governance

CNBNews graphic file The concept of decentralized governance has been gaining traction in recent years, propelled by the rise of digital currencies and blockchain technology. This movement towards a more distributed form of control has the potential to reshape how societies are governed, offering a system that is transparent, efficient, and less prone to corruption. This article explores the role digital currency has played in the evolution of decentralized governance, highlighting its impact and potential future implications. Understanding Decentralized Governance What Is Decentralized Governance? Decentralized governance refers to a system where decision-making authority is distributed across a network rather than concentrated in a central entity. This approach contrasts sharply with traditional governance models, where power is typically held by a select few or a central government. Decentralized governance is often associated with blockchain technology, where a distributed ledger enables peer-to-peer transactions without the need for intermediaries. The Principles Behind Decentralized... Read more →


The Advantages of Digital Tokens for Service Provider

CNBNews graphic file In the rapidly evolving digital landscape, service providers face the constant challenge of staying ahead of the curve while ensuring seamless and secure transactions for their clients. One of the most transformative advancements in recent years has been the rise of digital tokens as a preferred mode of payment. These tokens offer a multitude of benefits that can significantly enhance the operations of digital service providers. This article explores the key advantages of integrating digital tokens into service offerings, shedding light on why they are becoming indispensable in the modern digital economy. Enhanced Security and Privacy Robust Encryption Mechanisms Digital tokens are underpinned by sophisticated encryption technologies that ensure the highest levels of security. Every transaction made using these tokens is secured through complex cryptographic algorithms, making it nearly impossible for unauthorized parties to access sensitive information. For digital service providers, this means a reduced risk of... Read more →


How Digital Currency is Reducing the Cost of International Remittances

CNBNews graphic file In today's globalized world, the flow of money across borders is a critical lifeline for millions of families and communities. International remittances, the process of sending money from one country to another, play a crucial role in supporting the economies of developing nations. However, traditional methods of transferring money across borders have often been burdened with high fees, long processing times, and complex procedures. Enter digital currency, a revolutionary technology that is transforming the way people send money internationally. By eliminating intermediaries and offering a more direct, efficient method of transferring value, digital currency is significantly reducing the cost of international remittances. The Problem with Traditional Remittance Methods High Fees and Hidden Costs One of the most significant challenges associated with traditional remittance services is the high cost. Banks and money transfer services typically charge substantial fees, which can eat into the amount of money received by... Read more →


Unveiling Thai Lottery Superstitions: A Cultural Deep Dive into Lucky Numbers and Rituals

The fascination with the lottery is a global phenomenon, and in Thailand, it goes beyond mere chance or luck. Thai people hold deep-rooted superstitions and rituals that they believe can influence the outcome of their lottery numbers. These beliefs, intertwined with culture and tradition, make the Thai lottery a unique and intriguing subject. Whether you’re a curious traveler or an avid lotto player, understanding these superstitions can offer a fascinating glimpse into Thai culture. The Cultural Significance of the Lottery in Thailand The Thai lottery is not just a game; it’s a significant part of the country’s culture and social fabric. The Government Lottery Office (GLO) conducts the official lottery draws twice a month, on the 1st and the 16th. For many Thais, participating in the lottery is a routine, an anticipation, and a hopeful event. Historical Context The lottery in Thailand dates back to the reign of King Rama... Read more →


YOUR MONEY: NJ Transit begins week of free fares

CNBNews graphics By Christian Wade | The Center Square contributor Aug 26, 2024 (The Center Square) — New Jersey Transit is offering free rides on its trains and buses this week as the embattled agency struggles to regain public confidence amid chronic delays and service disruptions. The weeklong fare holiday, expected to cost the state $19 million, gives passengers a pass on fares on trains, light rail and buses, while monthly customers will get a 25% discount on their September passes. Gov. Phil Murphy said the weeklong suspension of fares on the transit system recognizes that NJ Transit riders have "faced many disruptions" described as the "summer of hell" for commuters. "As we work diligently with Amtrak to investigate and address the issues that have occurred this summer, especially on the Northeast Corridor, we hope this fare holiday offers our commuters some relief," Murphy, a Democrat, said in a statement.... Read more →


NJ Congressman Van Drew Demands Investigation on AC Electric High Increases

Rep. Van Drew has collected data from thousands of constituents to assist with the investigation. Washington, DC - Today, Congressman Van Drew sent a letter to the New Jersey Board of Public Utilities (NJBPU) demanding a public hearing to allow South Jersey residents to voice their concerns over the outrageous spikes in their electricity bills. "I have heard from thousands of constituents across the district who have seen their energy bills skyrocket compared to last year with no explanation as to why," said Congressman Van Drew. "We must get to the bottom of what is driving these unreasonable increases, whether it is linked to offshore wind turbines, smart meter installations, or something else entirely. There needs to be a thorough investigation with a public hearing, and until we have answers, any energy hikes should be immediately halted. South Jerseyans should not be forced to shoulder this additional burden, especially at... Read more →


Top Tips for Safe and Responsible Gambling with Cryptocurrencies

With the rise of digital currencies, more people are exploring the exciting world of gambling with cryptocurrencies. Whether you're a seasoned player or just starting out, it's essential to understand how to do it safely and responsibly. This article will guide you through some important tips, from choosing reputable gambling platforms to understanding the basics of cryptocurrency and managing your gambling budget effectively. Choosing reputable gambling platforms Are you looking to join Bitcoin Casinos UK? One of the first steps in gambling with cryptocurrencies is selecting a trustworthy platform. The internet is filled with numerous gambling sites, but not all of them are created equal. Look for platforms that have a solid reputation and positive reviews from other users. It's crucial to do your homework before committing any of your hard-earned cryptocurrency. Check for licenses and regulatory approvals as these are signs that the platform adheres to industry standards. Think... Read more →