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Peggy Witsil of Mount Laurel; Registered Nurse, Member of Masonville Rancocas UM Church

Philly Bans Non-Essential Businesses from Opening

 

To help contain the spread of COVID-19, the City of Philadelphia has prohibited the operations of non-essential businesses until further notice. We recognize the significant impact these restrictions have on businesses. Business news 

The following resources and relief are available to business owners:

Financial Assistance

  • The Philadelphia COVID-19 Small Business Program offers grants or zero-interest loans to Philadelphia small businesses impacted by COVID-19. The program, administered by the Department of Commerce and PIDC, aims to provide relief to selected small businesses in order to help them survive this crisis and retain as many employees as possible. APPLY NOW. 
    • The application is available in English, Spanish, and Chinese.
  • Apply for the Commonwealth of Pennsylvania’s new COVID-19 Working Capital Access Program, administered by Pennsylvania Industrial Development Authority (PIDA). Applications must be submitted to Philadelphia Industrial Development Corporation (PIDC) ⁠— the city’s Certified Economic Development Organization (CEDO). The program will offer loans of $100,000 or less to for-profit businesses with 100 or fewer full-time employees.
  • The Small Business Administration’s (SBA) Economic Injury Disaster Loans (EIDL) offer up to $2 million in assistance per business and can provide vital economic support to small businesses to help overcome the temporary loss of revenue. Additional information about SBA Disaster Assistance in Response to the Coronavirus is available, including specific details regarding Pennsylvania’s declaration.
    • The deadline to return economic injury disaster loan applications is Dec. 21, 2020.
    • The PA SBDC Network hosts a daily webinar to explain the SBA EIDL application process every morning from 9:00 a.m. – 10:15 a.m. Sign up here.
  • Pennsylvania’s Department of Community and Economic Development (DCED) offers working capital loans that could help businesses impacted by COVID-19. Information will be posted here as it becomes available.
  • KIVA, which gives entrepreneurs access to zero-percent interest small business loanshas increased the size of no-interest loans available.
  • The Finanta Emergency Loan is available for entrepreneurs affected by COVID-19 and other emergencies. Loans range from $5,000-$15,000 without closing fees. Please contact Finanta for more information and to apply: 267-236-7030 (for English) or 267-236-7019 (para Español) 
  • The Women’s Opportunities Resource Center has low–interest loans, professional services, and referrals to partner banks and community loan funds for small businesses. 

As business owners prepare to apply for these and other relief programs, they should begin to gather documentation such as:

  • Inventory documents (delivery slips, etc.)
  • Receipts
  • Payroll
  • Details on laid off or furloughed staff
  • Debt service payments
  • Mortgage/lease and utility payments
  • Workers’ Compensation claims
  • Signed tax return
  • Financial statements

Note: This is not an exhaustive list of required documents. Individual program requirements will vary. 

Utilities

  • PECO is suspending fees for delays in bills and service shut-offs for three months, effective March 13, 2020 through at least May 1, 2020.
  • Philadelphia Gas Works is suspending non-payment terminations and will waive new late payment charges. This termination moratorium will remain in place until further notice. 
  • Philadelphia Water Department is also suspending non-payment terminations and plans to waive new late payment charges. This termination moratorium will remain in place until further notice. Please note that regular billing will continue for all customers. Click here for the latest PWD updates related to COVID-19

Other Resources

Additional Guidance

If you are a business owner and would like to receive information about business relief programs, please email business@phila.gov.

Follow these precautions to protect your business, employees, and patrons.

Text “COVIDPHL” to 888-777 to stay connected with free alerts from the city.

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