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  Contact Consumer Affairs (free senior hotline 1-877-746-7850) to see if consumers have filed any complaints against the contractor and to ensure the contractor is registered.

  Get written estimates from at least three contractors.

  Get references and check them.

  Ask the contractors how long they have been in business, if they have liability insurance (as required by law) and whether they will be using subcontractors on the project.

  Investigate financing options for your project. Shop for credit and be sure you understand the annual percentage rate you will have to pay.

  Do not pay for the entire job up front. The customary arrangement is one-third in advance, one-third half-way through the job, and one-third upon completion.

  Do not pay with cash.

  All jobs over $500 require a written contract that includes the contractor’s legal name, business address, and registration number, start and completion date, a description of the work to be done, and the total price. You may cancel a signed contract, for any reason, before midnight of the third business day after receipt of the contract.

 

Marge Keenan, 


Municipal Coordinator on Aging,

 856-349-7704

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